Our Financial Journey

Since 2019, we've been helping people in Bulgaria build stronger financial foundations through practical education and realistic goal planning

2019

The Beginning

Started as a small consulting practice in Gorna Oryahovitsa. Our founder recognized that many Bulgarian families struggled with budget planning not because they lacked income, but because traditional financial education didn't address real-world challenges like irregular income patterns and cultural spending habits.

Early days of financial consulting
2021

Educational Focus

Shifted from individual consulting to educational programs after realizing that group learning created better long-term results. People learned faster when they could share experiences and challenges with others facing similar financial situations.

Group learning sessions
2023

Digital Expansion

Launched online learning platforms to reach families across Bulgaria. This wasn't just about convenience - we discovered that some people felt more comfortable discussing money matters in virtual settings, especially when dealing with debt or financial stress.

Online platform development
2025

Community Impact

Today we work with over 500 families annually. What started as basic budgeting has evolved into comprehensive financial planning that considers Bulgarian economic realities, cultural values around family financial support, and the unique challenges of transitioning economies.

Current community programs

Where We Stand

Building financial literacy through practical, culturally-aware education that respects Bulgarian family values and economic realities

  • Programs designed specifically for Bulgarian economic conditions
  • Focus on family financial planning across generations
  • Flexible learning that accommodates various work schedules
  • Support groups that understand local financial challenges
  • Resources available in both group and individual formats
Our educational approach

People Behind the Programs

Our educators bring both professional expertise and personal understanding of Bulgarian financial landscapes

Vesela Dimitrova

Vesela Dimitrova

Lead Financial Educator

Vesela developed our core curriculum after working in both Sofia banks and rural credit cooperatives. She understands how financial advice needs to adapt to different income patterns and family structures across Bulgaria.

Miroslav Petkov

Miroslav Petkov

Budget Planning Specialist

Miroslav focuses on helping families navigate irregular income, seasonal work, and multi-generational financial responsibilities. His approach combines traditional budgeting with flexible planning methods.

Building Financial Confidence

We believe financial education should prepare people for real situations, not textbook scenarios. Our programs continue evolving based on what actually works for Bulgarian families navigating everything from career changes to supporting elderly parents.

Looking ahead, we're developing more specialized programs for different life stages and economic situations. Because good financial planning isn't one-size-fits-all, especially in a country with such diverse regional economies.

Explore Our Programs